Independence of Committee Members Risk Monitoring Committee Charter Risk Monitoring Committee Structure
b. Independensi Anggota Komite Pemantau Risiko
Seluruh anggota Komite Pemantau Risiko yang berasal dari pihak independen tidak memiliki hubungan keuangan, kepengurusan, kepemilikan saham danatau hubungan keluarga dengan Dewan Komisaris, Direksi danatau Pemegang Saham Pengendali atau hubungan dengan Bank, yang dapat mempengaruhi kemampuannya bertindak independen. Anggota Komite Pemantau Risiko tidak berasal dari Direksi BNI maupun bank lain, dan Ketua Komite Pemantau Risiko tidak merangkap sebagai ketua pada Komite lain.c. Piagam Komite Pemantau Risiko
Pada tahun 2009 telah dilakukan penyempurnaan Piagam Komite Pemantau Risiko berdasarkan Surat keputusan Dewan Komisaris BNI No. KEP006DK2009 tentang “Penggantian Piagam Komite Pemantau Risiko menjadi Pedoman dan Tata Tertib Kerja Komite Pemantau Risiko”, yang memuat visi misi; Pembentukan, tanggung jawab dan struktur, persyaratan keanggotaan; tanggung jawab, tugas; wewenang, hak dan kewajiban komite rapat Komite Pemantau Risiko serta masa tugas Komite.d. Struktur Komite Pemantau Risiko
1. Komite Pemantau Risiko dibentuk berdasarkan Keputusan rapat Dewan Komisaris dan didudukan dalam suatu Surat Keputusan Dewan Komisaris 2. Komite Pemantau Risiko bertanggung jawab langsung kepada Dewan Komisaris 3. Komite Pemantau Risiko terdiri dari seorang ketua dan sekurang-kurangnya 2 dua orang anggota yang mencakup - Seorang Komisaris independen - Seorang dari pihak independen yang memiliki keahlian bidang manajemen risiko 5.ErwinMarjuni Has gained banking and finance experience. Previously served as the Finance Director of PT Perhutani Persero and Director of PT Permodalan Nasional Madani Persero. Is still currently the Deputy Head of Agribusiness and Mining Community Development Program of PT Astra International Tbk and President Director of PT Astra Mitra Ventura. Elected as a member of the Risk Monitoring Committee for PT Bank Negara Indonesia Persero Tbk since 2010.b. Independence of Committee Members
All members of the Audit Committee are independent parties who do not have any financial, management and family ties andor share ownership with the Board of Commissioners, Board of Directors and or Controlling Shareholders, or have relations with the Bank which may influence the capacity to act independently. Members of Risk Monitoring Committee are not from BNI’s Board of Directors or other banks, while the Chairman of the Risk Monitoring Committee does not hold a concurrent position as the Chair of other Committees.c. Risk Monitoring Committee Charter
In 2009, improvements were made to the Risk Monitoring Committee Charter based on BNI Board of Commissioners’ Directive No. KEP006DK2009 on “Changing the Risk Monitoring Committee Charter into the Guidelines and Work Procedure of the Risk Monitoring Committee”, which sets forth the vision and mission; the Committee’s establishment, obligations and structure, membership criteria; duties and responsibilities; authority, rights and obligations; Committee meetings; and office term.d. Risk Monitoring Committee Structure
1. The Committee was established according to the resolution of the BOC meeting and authorized through the Board of Commissioners’ Directive 2. The Committee is directly accountable to the Board of Commissioners 3. The Committee consists of a Chairman and at least 2 two members comprising of: - An independent Commissioner - An independent party with expertise in risk management Tata Kelola Perusahaan Good Corporate Governance BNI•2010AnnualReport BNI•LaporanTahunan2010 Financial Review Business Review Corporate Social Responsibility Good Corporate Governance Functional Review Corporate Data BNI•2010AnnualReport BNI•LaporanTahunan2010 211 - Seorang dari pihak independen yang memiliki keahlian di bidang keuangan 4. Jika dianggap perlu, Komite Pemantau Risiko dengan persetujuan berdasarkan keputusan rapat Dewan Komisaris dapat mengangkat seorang Sekretaris Komite. Penetapan tugas, wewenang dan tanggung jawab Sekretaris Komite Pemantau Risiko diatur dan ditetapkan oleh Ketua Komite Pemantau Risiko 5. Jumlah dari anggota Komisaris independen dan pihak independen yang menjadi anggota Komite Pemantau Risiko paling kurang 51 lima puluh satu persen dari jumlah anggota Komite Pemantau Risiko 6. Yang ditunjuk sebagai Ketua Komite Pemantau Risiko adalah seorang Komisaris Independen yang ditetapkan dalam keputusan Rapat Dewan Komisaris, dan didudukkan dalam suatu Keputusan Dewan Komisaris 7. Ketua Komite Pemantau Risiko tidak dapat merangkap jabatan lebih dari 1 satu Ketua Komite lainnya 8. Anggota Komite Pemantau Risiko tidak boleh merangkap menjadi anggota Komite Audit ataupun anggota Komite Remunerasi dan Nominasi 9. Direksi melaksanakan pengangkatan dan pemberhentian anggota Komite Pemantau Risiko yang bukan anggota Dewan Komisaris dan Sekretaris Komite Pemantau Risiko berdasarkan Surat Keputusan Dewan Komisaris 10. Ketua Komite Pemantau Risiko berhak mengusulkan penggantian anggota jika salah seorang dari anggota berakhir masa tugasnya, mengundurkan diri atau diberhentikan 11. Anggota Direksi BNI tidak diperbolehkan menjadi anggota Komite Pemantau Risikoe. Masa tugas Komite Pemantau Risiko
Parts
» Pegawai yang Profesional Bagus Rumbogo
» Peter B. Stok Fero Poerbonegoro Tirta Hidayat B.S. Kusmuljono Ekoputro Adijayanto
» Sensitivitas terhadap Risiko Pasar Penetapan Akuntan Publik
» Organization and Human Resources According to the Board of Commissioners,
» TOTAL Honggo Widjojo Kangmasto
» Pengembangan Produk Baru Pengembangan Layanan New Product Development
» Service Development Promosi Total Undisbursed
» Infrastruktur dan Sumberdaya Promotion
» Infrastructure and Resources Total Undisbursed
» BNI Honggo Widjojo Kangmasto
» Voice of internal customer 31.72 6.12 12.75
» Program Peningkatan Layanan Bagi Nasabah Customer Service Improvement Program
» Program Pengembangan Pendidikan Honggo Widjojo Kangmasto
» Education Development Program Program Perbaikan Kesehatan
» Program Pengembangan Seni dan Budaya Biaya yang dikeluarkan Health Improvement Program
» Arts and Cultural Program Cost
» Aktivitas Pengelolaan Lingkungan Environmental Management
» UNEP-FI Signatory Member Biaya yang dikeluarkan UNEP-FI Signatory Member
» Expenses Honggo Widjojo Kangmasto
» Independence of the Board of Commissioners Members
» Tugas dan Tanggung Jawab Dewan Komisaris Duties and Resposibilities of the Board of Commissioners
» Pelaksanaan Tugas Dewan Komisaris
» Implementation of Duties of the Board of Commissioners
» Rapat Dewan Komisaris bni ar 2010 th
» Procedures to Determine the Remuneration and Other Facilities for BOC
» Share Ownership of Members of the Board of Commissioners Reach 5 five percent
» Independensi Anggota Direksi Independence of the Board of Directors Members
» Pembagian Bidang atau Sektor Tugas masing-masing Anggota Direksi Division of Duties of the BOD
» Tugas dan Tanggung Jawab Direksi a. Umum Rapat Direksi
» Meetings of the Board of Directors Prosedur Penetapan Remunerasi dan Fasilitas Lain Direksi
» Procedures for Determination of Remuneration and Other Facilities for BOD
» SeminarTrainingWorkshop Direksi bni ar 2010 th
» SeminarsTrainingsWorkshops of the Board of Directors
» Composition of the Audit Committee in 2010
» Independensi Anggota Komite Piagam Komite Audit Independence of Committee Members
» Criteria of the Audit Committee Member
» Tugas dan Tanggung Jawab Komite Audit Duties and Responsibilities of the Audit Committee
» Composition of Committee Members 2010
» Masa tugas Komite Pemantau Risiko
» Tenure of Risk Monitoring Committee Kriteria Anggota Komite Pemantau Risiko
» Membership Criteria Tugas dan Tanggung Jawab Komite Pemantau Risiko
» Duties and Responsibilities of the Risk Monitoring Committee
» Susunan Anggota Komite Remunerasi dan Nominasi Remuneration and Nomination Committee Charter
» Independensi Anggota Komite Remunerasi dan Nominasi Piagam Komite Remunerasi dan Nominasi
» Membership Criteria Committee Responsibilities and Scope of Work
» RCC Membership Structure consists of: Tugas dan Tanggung Jawab Komite
» Duties and Responsibilities of the Committee
» Susunan Anggota Komite Teknologi Tugas dan Tanggung Jawab Komite Teknologi
» Membership Structure Duties and Responsibilities of the Technology Committee
» Ruang Lingkup dan Jenis AuditKonsultasi Metodologi Audit Konsultasi
» Scope and Type of AuditConsultancy Audit Consultancy Methodology Realisasi Pelaksanaan Audit
» Struktur dan Kedudukan SPI Tugas dan Tanggung Jawab SPI IAU Structure and Position
» Duties and Responsibilities of IAU Wewenang SPI
» IAU Code of Conduct Kompetensi Persyaratan Auditor SPI
» Competence IAU Auditor Criteria Perlindungan Hukum kepada Pemimpin dan Auditor SPI
» Legal Protection for IAU Head and Auditor
» Komite Layanan Rencana Jangka Panjang Corporate Plan
» Rencana Jangka Menengah dan Pendek Business Plan
» Medium and Short-Term Business Plan
» gcgbni.co.id. serta PO BOX GCG BNI
» gcgbni.co.id. and PO BOX GCG BNI
» Rencana Strategis Bank = peringkat 2
» Bank Strategic Plan = second rank
» Pendirian Bank Establishment of the Bank
» Rekapitalisasi Recapitalization Struktur dan Manajemen Organizational and Management Structure
» Struktur dan Manajemen lanjutan Organizational and Management Structure
» Anak Perusahaan lanjutan Subsidiaries continued
» Basis of preparation of the consolidated financial statements
» Basis of preparation of the consolidated financial statements continued
» IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» Placements with other banks and Bank Surat-surat berharga
» Marketable securities and Government Bonds continued
» Instrumen keuangan derivatif Derivative financial instruments
» Pinjaman yang diberikan Loans
» Loans continued Sebelum 1 Januari 2010 lanjutan
» Loans continued Sebelum dan setelah 1 Januari 2010
» Aset tetap dan penyusutan Fixed assets and depreciation
» Fixed assets and depreciation continued
» Foreclosed collaterals continued Piutang pembiayaan konsumen Consumer financing receivables
» Consumer financing IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» Simpanan dari bank lain Deposits from other banks
» Fund borrowing continued Pendapatan bunga dan syariah, beban bunga dan bonus Interest and
» Perpajakan Taxation IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» KAS GIRO PADA BANK INDONESIA CURRENT ACCOUNTS WITH BANK INDONESIA
» GIRO PADA BANK INDONESIA lanjutan CURRENT ACCOUNTS WITH BANK INDONESIA
» Berdasarkan jenis dan mata uang lanjutan By type and currency continued
» Berdasarkan peringkat lanjutan By rating continued
» Informasi Other significant information relating to
» TAGIHAN DAN OBLIGASI PEMERINTAH GOVERNMENT BONDS
» OBLIGASI PEMERINTAH lanjutan GOVERNMENT BONDS continued
» OBLIGASI PEMERINTAH lanjutan GOVERNMENT BONDS continued PENYERTAAN SAHAM EQUITY INVESTMENTS
» PENYERTAAN SAHAM lanjutan EQUITY INVESTMENTS continued
» ASET TETAP lanjutan FIXED ASSETS continued ASET LAIN-LAIN - BERSIH OTHER ASSETS - NET
» ASET LAIN-LAIN - BERSIH lanjutan OTHER ASSETS - NET continued
» Berdasarkan jenis dan mata uang By type and currency
» Beban pajak lanjutan Tax expense continued
» Aset pajak tangguhan Deferred tax assets
» Surat ketetapan pajak Tax assessment letter
» CADANGAN UMUM DAN WAJIB GENERAL AND LEGAL RESERVES CADANGAN KHUSUS SPECIFIC RESERVES
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued
» KOMITMEN DAN KONTINJENSI lanjutan COMMITMENTS
» Bank guarantees Irrevocable letters of credit Irrevocable letters of credit
» INFORMASI SEGMEN USAHA lanjutan SEGMENT INFORMATION continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued RISIKO KREDIT CREDIT RISK
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO LIKUIDITAS LIQUIDITY RISK RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO PASAR lanjutan MARKET RISK continued
» RISIKO OPERASIONAL OPERATIONAL RISK
» NILAI WAJAR FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES continued
» AKTIVITAS FIDUCIARY lanjutan FIDUCIARY ACTIVITIES continued
» AKTIVITAS FIDUCIARY lanjutan FIDUCIARY ACTIVITIES continued HAL-HAL LAINNYA OTHER MATTERS
» HAL-HAL LAINNYA lanjutan OTHER MATTERS continued
» RENCANA BARANG MODAL CAPITAL EXPENDITURE COMMITMENTS KREDIT KELOLAAN CHANNELING LOANS
» PERNYATAAN STANDAR REVISED STATEMENTS
» PERNYATAAN STANDAR REVISED STATEMENTS REKLASIFIKASI LAPORAN
» INFORMASI KEUANGAN TAMBAHAN 53. SUPPLEMENTARY FINANCIAL INFORMATION TANGGUNG JAWAB
» MANAGEMENT’S RESPONSIBILITY ON THE CONSOLIDATED FINANCIAL STATEMENTS
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