Discharging of BOD duties and responsibilities = first rank Kelengkapan dan pelaksanaan tugas Komite = peringkat 1 Penanganan benturan kepentingan = peringkat 2
1. Pelaksanaan tugas dan tanggung jawab Dewan Komisaris = peringkat 1
a. Jumlah, komposisi, integritas dan kompetensi anggota Dewan Komisaris sangat sesuai dibandingkan dengan ukuran dan kompleksitas usaha Bank serta telah memenuhi ketentuan yang berlaku dimana anggota Dewan Komisaris berjumlah 7 tujuh orang termasuk jumlah Komisaris Independen sebanyak 4 empat orang atau ekuivalen dengan 57,14 lima puluh tujuh koma empat belas persen dari jumlah anggota Dewan Komisaris sehingga memenuhi ketentuan Bank Indonesia. b. Seluruh anggota Dewan Komisaris mampu bertindak dan mengambil keputusan secara independen. c. Pelaksanaan tugas dan tanggung jawab Dewan Komisaris telah sepenuhnya memenuhi prinsip- prinsip GCG, serta telah berjalan efektif dan tidak ada kelemahan minor. d. Rapat Dewan Komisaris terselenggara dengan sangat efektif dan efisien dimana rekomendasi danatau nasihat yang diberikan Dewan Komisaris pada umumnya merupakan hal-hal yang dapat diimplementasikan oleh RUPS dan atau Direksi. e. Aspek transparansi anggota Dewan Komisaris sangat baik dan tidak pernah melanggar ketentuan atau peraturan yang berlaku.2. Pelaksanaan tugas dan tanggung jawab Direksi = peringkat 1
a. Jumlah, komposisi, integritas dan kompetensi anggota Direksi sangat sesuai dibandingkan dengan ukuran dan kompleksitas usaha Bank serta telah memenuhi ketentuan yang berlaku dimana jumlah Direksi sebanyak 10 sepuluh Direktur. Direksi mempunyai integritas, berpengalaman paling kurang 5 lima tahun di bidang operasional sebagai Pejabat Eksekutif Bank atau institusi keuangan. b. Seluruh Direksi mampu bertindak dan mengambil keputusan secara independen. GENERAL CONCLUSION ON SELF-ASSESSMENT RESULTS ON THE BANK’S IMPLEMENTATION OF GOOD CORPORATE GOVERNANCE From its Self-Assessment results, the Bank determined a composite value of 1.4 one point four which signifies that BNI has earned the “Excellent” composite predicate. The ratings of each factor are as follows: 1. Discharging of BOC duties and responsibilities = first rank a. The quantity, composition, integrity and competence of the BOC members are compatible with the size and complexity of the Bank’s business and comply with existing policies, whereby BOC consists of 7 seven members of which 4 four are Independent Commissioners or equivalent to 57.14 fifty seven point fourteen percent of the total number of BOC members, thus in accordance with Bank Indonesia Regulation. b. All members of the Board of Commissioners are capable of carrying out actions and arriving at decisions in an independent manner. c. The BOC’s discharging of duties and responsibilities fully complies with the principles of GCG and they are carried out in an effective manner without any shortcomings. d. BOC meetings are effectively and efficiently organized where recommendations and or advice imparted by the Board of Commissioners are generally viable and practicable for implementation by a GMS and or the Board of Directors. e. Transparency with regard to BOC members is highly satisfactory and has not under any circumstances violated any laws and regulations or policies.2. Discharging of BOD duties and responsibilities = first rank
a. The quantity, composition, integrity and competence of BOD members are compatible with the size and complexity of the Bank’s business and comply with existing policies, whereby the Board of Directors consists of 10 ten members. BOD members demonstrate impeccable integrity with at least 5 five years of operational experience as the Executive Officers of a Bank or other financial institution. b. All members of the Board of Directors are capable of carrying out actions and arriving at decisions in an independent manner. Tata Kelola Perusahaan Good Corporate Governance BNI•2010AnnualReport BNI•LaporanTahunan2010 Financial Review Business Review Corporate Social Responsibility Good Corporate Governance Functional Review Corporate Data BNI•2010AnnualReport BNI•LaporanTahunan2010 275 c. Pelaksanaan tugas dan tanggung jawab Direksi telah memenuhi prinsip-prinsip GCG, berjalan sangat efektif dan tidak ada kelemahan minor. d. Rapat Direksi terselenggara secara efektif dan efisien dan setiap keputusan Rapat Direksi dituangkan dalam Notulen Rapat Direksi disertai kewajiban penyampaian laporan tindaklanjut dari unit-unit pelaksana. e. Aspek transparansi anggota Direksi baik dan tidak pernah melanggar ketentuanperundangan yang berlaku.3. Kelengkapan dan pelaksanaan tugas Komite = peringkat 1
a. Komposisi dan kompetensi anggota komite-komite sangat sesuai dibandingkan dengan ukuran dan kompleksitas usaha Bank. b. Pelaksanaan tugas komite-komite telah berjalan sangat efektif dan tidak ada kelemahan minor. c. Rekomendasi komite-komite, sangat bermanfaat dan dapat dipergunakan sebagai bahan acuan keputusan Dewan Komisaris. d. Penyelenggaraan rapat komite-komite berjalan sesuai dengan pedoman intern dan terselenggara secara sangat efektif dan efisien.4. Penanganan benturan kepentingan = peringkat 2
a. Bank memiliki kebijakan, sistem dan prosedur mengenai benturan kepentingan yang lengkap dan efektif antara lain sebagaimana dimuat dalam Credit Policy Commitee CPC, Buku Kode Etik BNI, Buku Budaya Kerja Prinsip 46, Anggaran Dasar BNI dan Buku Pedoman Perusahaan BPPSOP BNI. Disamping itu Bank telah memiliki ketentuan tentang pemberian kredit kepada calon debitur yang memiliki hubungan keluarga maupun yang mengandung benturan kepentingan dengan pemroses dan atau pemutus kredit, dan di dalam BPPSOP BNI juga memuat ketentuan-ketentuan untuk mecegah terjadinya benturan kepentingan dalam proses Pengadaan barang dan Jasa. b. Benturan kepentingan telah diungkapkan dalam setiap keputusan, telah diadministrasikan serta terdokumentasi dengan baik. Sebab-sebab pengalihan proses atau pengambilan keputusan kredit karena adanya benturan kepentingan diinformasikan dalam Perangkat Aplikasi Kredit PAK. PAK beserta data dan dokumen dalam rangka pemberian kredit tersebut disimpandidokumentasi sesuai ketentuan yang berlaku. c. Kebijakan intern mengenai benturan kepentingan yang diterapkan Bank dapat menghindarkan terjadinya benturan kepentingan yang dapat merugikan atau mengurangi keuntungan Bank. c. BOD’s discharging of duties and responsibilities fully complies with the principles of GCG and they are carried out in an effective manner without any shortcomings. d. BOD meetings are effectively and efficiently organized, and every resolution from such BOD meetings is presented through Minutes of Meetings along with the obligation to deliver follow-up reports from implementing units. e. Transparency with regard to BOD members is highly satisfactory and has not under any circumstances violated any laws and regulations or policies.3. Totality and implementation of Committee duties = first rank
Parts
» Pegawai yang Profesional Bagus Rumbogo
» Peter B. Stok Fero Poerbonegoro Tirta Hidayat B.S. Kusmuljono Ekoputro Adijayanto
» Sensitivitas terhadap Risiko Pasar Penetapan Akuntan Publik
» Organization and Human Resources According to the Board of Commissioners,
» TOTAL Honggo Widjojo Kangmasto
» Pengembangan Produk Baru Pengembangan Layanan New Product Development
» Service Development Promosi Total Undisbursed
» Infrastruktur dan Sumberdaya Promotion
» Infrastructure and Resources Total Undisbursed
» BNI Honggo Widjojo Kangmasto
» Voice of internal customer 31.72 6.12 12.75
» Program Peningkatan Layanan Bagi Nasabah Customer Service Improvement Program
» Program Pengembangan Pendidikan Honggo Widjojo Kangmasto
» Education Development Program Program Perbaikan Kesehatan
» Program Pengembangan Seni dan Budaya Biaya yang dikeluarkan Health Improvement Program
» Arts and Cultural Program Cost
» Aktivitas Pengelolaan Lingkungan Environmental Management
» UNEP-FI Signatory Member Biaya yang dikeluarkan UNEP-FI Signatory Member
» Expenses Honggo Widjojo Kangmasto
» Independence of the Board of Commissioners Members
» Tugas dan Tanggung Jawab Dewan Komisaris Duties and Resposibilities of the Board of Commissioners
» Pelaksanaan Tugas Dewan Komisaris
» Implementation of Duties of the Board of Commissioners
» Rapat Dewan Komisaris bni ar 2010 th
» Procedures to Determine the Remuneration and Other Facilities for BOC
» Share Ownership of Members of the Board of Commissioners Reach 5 five percent
» Independensi Anggota Direksi Independence of the Board of Directors Members
» Pembagian Bidang atau Sektor Tugas masing-masing Anggota Direksi Division of Duties of the BOD
» Tugas dan Tanggung Jawab Direksi a. Umum Rapat Direksi
» Meetings of the Board of Directors Prosedur Penetapan Remunerasi dan Fasilitas Lain Direksi
» Procedures for Determination of Remuneration and Other Facilities for BOD
» SeminarTrainingWorkshop Direksi bni ar 2010 th
» SeminarsTrainingsWorkshops of the Board of Directors
» Composition of the Audit Committee in 2010
» Independensi Anggota Komite Piagam Komite Audit Independence of Committee Members
» Criteria of the Audit Committee Member
» Tugas dan Tanggung Jawab Komite Audit Duties and Responsibilities of the Audit Committee
» Composition of Committee Members 2010
» Masa tugas Komite Pemantau Risiko
» Tenure of Risk Monitoring Committee Kriteria Anggota Komite Pemantau Risiko
» Membership Criteria Tugas dan Tanggung Jawab Komite Pemantau Risiko
» Duties and Responsibilities of the Risk Monitoring Committee
» Susunan Anggota Komite Remunerasi dan Nominasi Remuneration and Nomination Committee Charter
» Independensi Anggota Komite Remunerasi dan Nominasi Piagam Komite Remunerasi dan Nominasi
» Membership Criteria Committee Responsibilities and Scope of Work
» RCC Membership Structure consists of: Tugas dan Tanggung Jawab Komite
» Duties and Responsibilities of the Committee
» Susunan Anggota Komite Teknologi Tugas dan Tanggung Jawab Komite Teknologi
» Membership Structure Duties and Responsibilities of the Technology Committee
» Ruang Lingkup dan Jenis AuditKonsultasi Metodologi Audit Konsultasi
» Scope and Type of AuditConsultancy Audit Consultancy Methodology Realisasi Pelaksanaan Audit
» Struktur dan Kedudukan SPI Tugas dan Tanggung Jawab SPI IAU Structure and Position
» Duties and Responsibilities of IAU Wewenang SPI
» IAU Code of Conduct Kompetensi Persyaratan Auditor SPI
» Competence IAU Auditor Criteria Perlindungan Hukum kepada Pemimpin dan Auditor SPI
» Legal Protection for IAU Head and Auditor
» Komite Layanan Rencana Jangka Panjang Corporate Plan
» Rencana Jangka Menengah dan Pendek Business Plan
» Medium and Short-Term Business Plan
» gcgbni.co.id. serta PO BOX GCG BNI
» gcgbni.co.id. and PO BOX GCG BNI
» Rencana Strategis Bank = peringkat 2
» Bank Strategic Plan = second rank
» Pendirian Bank Establishment of the Bank
» Rekapitalisasi Recapitalization Struktur dan Manajemen Organizational and Management Structure
» Struktur dan Manajemen lanjutan Organizational and Management Structure
» Anak Perusahaan lanjutan Subsidiaries continued
» Basis of preparation of the consolidated financial statements
» Basis of preparation of the consolidated financial statements continued
» IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» Placements with other banks and Bank Surat-surat berharga
» Marketable securities and Government Bonds continued
» Instrumen keuangan derivatif Derivative financial instruments
» Pinjaman yang diberikan Loans
» Loans continued Sebelum 1 Januari 2010 lanjutan
» Loans continued Sebelum dan setelah 1 Januari 2010
» Aset tetap dan penyusutan Fixed assets and depreciation
» Fixed assets and depreciation continued
» Foreclosed collaterals continued Piutang pembiayaan konsumen Consumer financing receivables
» Consumer financing IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» Simpanan dari bank lain Deposits from other banks
» Fund borrowing continued Pendapatan bunga dan syariah, beban bunga dan bonus Interest and
» Perpajakan Taxation IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» KAS GIRO PADA BANK INDONESIA CURRENT ACCOUNTS WITH BANK INDONESIA
» GIRO PADA BANK INDONESIA lanjutan CURRENT ACCOUNTS WITH BANK INDONESIA
» Berdasarkan jenis dan mata uang lanjutan By type and currency continued
» Berdasarkan peringkat lanjutan By rating continued
» Informasi Other significant information relating to
» TAGIHAN DAN OBLIGASI PEMERINTAH GOVERNMENT BONDS
» OBLIGASI PEMERINTAH lanjutan GOVERNMENT BONDS continued
» OBLIGASI PEMERINTAH lanjutan GOVERNMENT BONDS continued PENYERTAAN SAHAM EQUITY INVESTMENTS
» PENYERTAAN SAHAM lanjutan EQUITY INVESTMENTS continued
» ASET TETAP lanjutan FIXED ASSETS continued ASET LAIN-LAIN - BERSIH OTHER ASSETS - NET
» ASET LAIN-LAIN - BERSIH lanjutan OTHER ASSETS - NET continued
» Berdasarkan jenis dan mata uang By type and currency
» Beban pajak lanjutan Tax expense continued
» Aset pajak tangguhan Deferred tax assets
» Surat ketetapan pajak Tax assessment letter
» CADANGAN UMUM DAN WAJIB GENERAL AND LEGAL RESERVES CADANGAN KHUSUS SPECIFIC RESERVES
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued
» KOMITMEN DAN KONTINJENSI lanjutan COMMITMENTS
» Bank guarantees Irrevocable letters of credit Irrevocable letters of credit
» INFORMASI SEGMEN USAHA lanjutan SEGMENT INFORMATION continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued RISIKO KREDIT CREDIT RISK
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO LIKUIDITAS LIQUIDITY RISK RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO PASAR lanjutan MARKET RISK continued
» RISIKO OPERASIONAL OPERATIONAL RISK
» NILAI WAJAR FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES continued
» AKTIVITAS FIDUCIARY lanjutan FIDUCIARY ACTIVITIES continued
» AKTIVITAS FIDUCIARY lanjutan FIDUCIARY ACTIVITIES continued HAL-HAL LAINNYA OTHER MATTERS
» HAL-HAL LAINNYA lanjutan OTHER MATTERS continued
» RENCANA BARANG MODAL CAPITAL EXPENDITURE COMMITMENTS KREDIT KELOLAAN CHANNELING LOANS
» PERNYATAAN STANDAR REVISED STATEMENTS
» PERNYATAAN STANDAR REVISED STATEMENTS REKLASIFIKASI LAPORAN
» INFORMASI KEUANGAN TAMBAHAN 53. SUPPLEMENTARY FINANCIAL INFORMATION TANGGUNG JAWAB
» MANAGEMENT’S RESPONSIBILITY ON THE CONSOLIDATED FINANCIAL STATEMENTS
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